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GET A QUOTE FOR FLOOD INSURANCE ONLINE NOW



ANSWERS TO IMPORTANT FLOOD INSURANCE QUESTIONS

Is flood damage covered by homeowners policies?

No. But you can protect your home, business, and belongings with flood insurance from the National Flood Insurance Program. You can insure your home with flood insurance for up to $250,000 for the building and $100,000 for your contents.

How do I determine my flood risk?

We can help you with that. You can call one of our customer services representatives at 1-800-446-9500, ext. 2095, between 8:00 a.m. and 4:30 p.m. PST, Monday through Friday. Or call The National Flood Insurance Program at 1-888-FLOOD29.

Can I buy flood insurance even if my flood risk is low?

Yes. It doesn't matter whether your flood risk is high, medium, or low, you can buy flood insurance as long as your community participates in the


National Flood Insurance Program. And, it's a good idea to buy even in low or moderate risk areas. Almost 25 percent of all flood insurance claims come from low- to moderate-risk areas.

Is there a low-cost policy for homes in low- to moderate-risk areas?

Yes. The Preferred Risk Policy is available for just over $100 a year. You can buy up to $250,000 for the building and $60,000 for your contents.

Is Flood insurance affordable?

Absolutely. The average flood insurance policy costs a little more than $300 a year for about $100,000 of coverage. In comparison, a disaster home loan can cost you more than $300 a month for $50,000 over 20 years.

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