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The following are the coverage categories offered by Century-National.

These descriptions provide only a brief outline of the features of your policy. If you'd like the complete terms and conditions of your policy, we'll be happy to provide them for you. Just call one of our friendly Customer Service Representatives at 1-800-760-5001.


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Bodily Injury Liability and Property Damage Liability : pays damages for which you are legally liable arising from injuries, death, or property damage of others. Included are expenses of lawsuits, court costs, and other costs. This coverage is required by the state of Arizona.

Medical Payments: covers the medical costs (up to the specified limit you choose) resulting from an auto accident for you, your family, and others in your car. It pays regardless of fault.

Comprehensive: covers loss or damage to your car, less the deductible amount, caused by events other than collision. It includes fire, theft, glass breakage, hail, etc.

Collision: pays for damage to your car caused by collision with another object, less the deductible amount.

Full Coverage Glass: provides full coverage for the repair or replacement of damaged safety equipment without regard to the applicable Comprehensive deductible. Safety equipment refers to glass used in the windshield, doors, and windows of a motor vehicle and glass, plastic, or other material used in the lights of a motor vehicle.

Uninsured Motorist: pays damages that you, household relatives and passengers in the insured automobile are legally entitled to recover because of bodily injury or death caused by an uninsured or hit and run automobile.


Underinsured Motorist: pays for bodily injury or wrongful death caused by an underinsured motor vehicle (that is, a vehicle which is insured, but at an amount that is less than your uninsured motorist bodily injury (UMBI) limits).

Towing and Labor: pays for towing and labor costs necessitated by the disablement of your car up to a maximum of $75 for each incident. When your vehicle becomes disabled, a tow truck is dispatched to assist you 24 hours a day with a toll-free call. You will have no out of pocket expenses for services up to $75.

Transportation Expense Coverage: reimburses the insured for the lesser of the actual daily cost of temporary transportation or the coverage limit for each qualified disablement of a covered vehicle. A $20 per day, and $600 maximum, limit is included for an auto which carries Comprehensive or Collision coverage. Additional coverage limits are available.

Arizona Discounts

  • Good Student

  • Driver Training

  • Defensive Driver course completion (Mature Driver)

  • Multiple Car Discount

  • Century-National Homeowner Policy

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